At BGM Financial, we partner with Canada’s top insurance providers to offer flexible and affordable Individual Health and Travel Plans tailored to your unique lifestyle and needs.

Individual Health Insurance

When you don’t have group benefits through work, an individual health plan helps cover every day medical expenses that provincial health care doesn’t.

Coverage options include:

  • Prescription drugs
  • Dental care
  • Vision care
  • Registered specialists & therapists (e.g., physiotherapists, chiropractors, massage therapists)
  • Medical equipment and supplies
  • Emergency medical services

Why it matters:

Even a few visits to the dentist or an unexpected prescription can add up quickly. A personalized health plan gives you financial protection and peace of mind.

Travel Insurance

Whether it’s a quick cross-border trip or a long overseas adventure, travel insurance protects you from costly medical emergencies while away from home.

Coverage options include:

  • Emergency medical coverage outside your province or country
  • Trip cancellation or interruption
  • Lost baggage or travel delay protection
  • Multi-trip annual plans for frequent travelers

Why it matters:

Out-of-country medical costs can be extremely expensive. Travel insurance ensures that if something goes wrong, you’re not left with the bill — just the help you need.