BGM Financial helps individuals, employees and small businesses secure their futures with cost-effective, comprehensive products and programs.
EMPLOYEE BENEFIT PLANS
Employees are the lifeblood of any successful company. Attracting and keeping good employees can be challenging, especially in a competitive labour market where good people have numerous employment options.
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EMPLOYEE RETIREMENT PLANS
BGM specializes in designing and managing employer-sponsored retirement programs, offering a full range of plans including RRSPs, RPPs, DPSPs, TFSAs, and personalized pension solutions for business owners.
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HEALTHCARE SPENDING
ACCOUNTS
Traditional health insurance plans can be rigid — with fixed coverage limits and one-size-fits-all options. A Healthcare Spending Account (HSA) offers something different: flexibility, control, and tax efficiency for both employers and employees.
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LIFE INSURANCE
Evaluating and choosing an individual life insurance plan can be a difficult and time-consuming process. Depending on the specific needs of the individual and their dependents, we will develop a plan that best suits their needs and budgets.
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HEALTH AND TRAVEL PLANS
Life can be unpredictable. Whether you’re between jobs, self-employed, retired early, or traveling abroad, having the right health and travel insurance ensures you and your family are protected when the unexpected happens.
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CRITICAL ILLNESS
To complement and enhance our corporate service offerings, the BGM Financial team provides a full range of personal insurance and investment services and products for individual clients.
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BGM Financial has been an independent insurance broker since 1973,
specializing in Group and Individual Insurance and Investment Services.
We offer an extensive consulting service to provide unbiased advice and
guidance from an independent, experienced expert whose primary
responsibility is to protect the interests of our client.
Our expertise in the increasingly complex area of employee benefit plans
and our proven track record with all major insurance companies are your
assurance of the most efficient and cost-effective solutions for your
business and personal financial protection and investment requirements.
The Experts at BGM Financial will:
Through the Cambridge Chamber of Commerce, member companies have the opportunity to offer one of the most comprehensive, most cost-effective group insurance benefit plans available in the industry today
